25 of the most responsible people that led to this financial crisis

Time: 25 People to Blame for the Financial Crisis

http://www.time.com/time/specials/packages/article/0,28804,1877351_1877350,00.html

Angelo Mozilo

Countrywide

Phil Gramm

Chairman of the Senate Banking Committee

Alan Greenspan

Federal Reserve Chairman

Chris Cox

ex-SEC chief's blindness

American Consumers

Hank Paulson

Goldman Sachs to become Treasury Secretary

Joe Cassano

AIG's financial-products- Credit Default Swap

Ian McCarthy

CEO of Beazer Homes

Frank Raines

The mess at Fannie Mae

Kathleen Corbet

Ran the largest agency, Standard & Poor

Dick Fuld

Led Lehman deep into subprime mortgages

Marion and Herb Sandler Sandlers

World Savings Bank first to sell a tricky home loan called the option ARM

Bill Clinton

Gramm-Leach-Bliley Act, which repealed the Glass-Steagall Act

George W. Bush

Governing philosophy of deregulation

Stan O'Neal

Merrill Lynch's celebrated CEO

Wen Jiabao

Proxy for the Chinese government

David Lereah

National Association of Realtors

John Devaney

Hedge-fund managers

Bernie Madoff

Ponzy scheme inflicted $50 billion in losses

Lew Ranieri

Father of mortgage-backed bonds

Burton Jablin

Scripps Networks, which owns HGTV

Fred Goodwin

Royal Bank of Scotland (RBS)

Sandy Weill

Citigroup. Along the way, Weill's acquisitions (Smith Barney, Travelers, etc.)

David Oddsson

Iceland's Prime Minister and then as central-bank governor

Jimmy Cayne

Bear Stearns. He left the office by helicopter for 3 ½-day golf weekends.